Visa vs Mastercard: a complete comparison of OVR ratings, fundamentals, volatility, and characteristics.
V is rated 90 OVR (S-Tier (Elite)) — Visa processes approximately $14 trillion in annual payment volume. It takes a fee on every transact
MA is rated 89 OVR (S-Tier (Elite)) — Mastercard operates virtually the same business model as Visa. Slightly higher international exposur
| METRIC | V (Visa) | MA (Mastercard) |
|---|---|---|
| OVR Rating | 90 | 89 |
| Tier | S-Tier (Elite) | S-Tier (Elite) |
| Momentum | 60/100 | 62/100 |
| Stability | 92/100 | 91/100 |
| Value Score | 72/100 | 70/100 |
| Revenue Growth | +10% | +11% |
| P/E Ratio | 27x | 33x |
| Beta (Volatility) | 0.75 | 0.8 |
| Market Cap | $580B | $460B |
| Dividend Yield | 0.8% | 0.7% |
| S&P 500 | Yes | Yes |
| NFL Comparison | Tom Brady | Tom Brady |
| Sector | Finance | Finance |
Visa processes approximately $14 trillion in annual payment volume. It takes a fee on every transaction without bearing any credit risk — Visa never lends money. The network effect strengthens with every new merchant and cardholder.
Mastercard operates virtually the same business model as Visa. Slightly higher international exposure provides additional growth potential. Both are among the highest-quality businesses available to public market investors.
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