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📅 Updated March 2026·⏱ 7 min read·📊 MarketMVP OVR System
89
OVR
S-TIER Finance Steady Engine

$MA Stock Analysis 2026

Mastercard · $460B · S-Tier (Elite)

Quick summary: Mastercard (MA) rated 89/100 OVR on MarketMVP. Mastercard operates virtually the same business model as Visa. Slightly higher international exposure provides additiona. Tier: S-Tier (Elite). Revenue: +11%. Beta: 0.8. MarketMVP OVR: 89/100 (S-Tier (Elite)). Momentum: 62/100. Stability: 91/100. Value: 70/100. Revenue growth: +11%. Beta: 0.8. S&P 500: Yes.

KEY METRICS

Market Cap$460B
Revenue Growth (YoY)+11%
P/E Ratio33x
Beta (Volatility vs Market)0.8x
Dividend Yield0.7%
S&P 500 MemberYes
MOMENTUM62/100
STABILITY91/100
VALUE70/100

ANALYSIS

Mastercard (MA) rated 89/100 OVR on MarketMVP. Mastercard operates virtually the same business model as Visa. Slightly higher international exposure provides additiona. Tier: S-Tier (Elite). Revenue: +11%. Beta: 0.8.

Using the MarketMVP OVR system — which translates stocks into sports player ratings for intuitive comparison — MA scores 89/100 OVR (S-Tier (Elite)). The three dimensions: Momentum (62/100) reflects recent price and fundamental trends. Stability (91/100) measures earnings consistency and volatility profile. Value (70/100) assesses price relative to fundamentals and sector peers.

ATHLETE COMPARISONS

MA is compared to different athletes depending on which sport lens you use — but the archetype is consistent: Steady Engine.

🏈 NFL
Tom Brady
Steady Engine
🏀 NBA
Tim Duncan
Steady Engine
⚽ SOCCER
Toni Kroos
Steady Engine

STRENGTHS & RISKS

STRENGTHS
  • ✅ High stability (91/100) — consistent and predictable
  • ✅ Reasonable value (70/100) — not significantly overpriced
  • ✅ S-Tier rating — elite quality across all three dimensions
  • ✅ Defensive beta (0.8) — less volatile than the market
RISKS
  • Assess current market conditions carefully

COMPARISONS

See how MA compares to its main competitors:

vs Vvs PYPLvs AAPL

FREQUENTLY ASKED QUESTIONS — MA

What does Mastercard (MA) do?
Mastercard (MA) rated 89/100 OVR on MarketMVP. Mastercard operates virtually the same business model as Visa. Slightly higher international exposure provides additiona. Tier: S-Tier (Elite). Revenue: +11%. Beta: 0.8.
What sector is MA in?
MA is classified in the Finance sector on MarketMVP. Financial companies provide banking, insurance, payment processing, and investment services.
Is MA in the S&P 500?
MA (Mastercard) is a component of the S&P 500 index. The S&P 500 includes the 500 largest US-listed companies by market capitalisation. Inclusion generally indicates a company has met size, liquidity, and profitability criteria.
Who are MA's main competitors?
Mastercard's main competitors include V, PYPL, AMEX, AAPL. In the Finance sector, competition is assessed on market share, technology differentiation, pricing power, and customer retention rates.
Is MA overvalued?
MA has a P/E ratio of 33x and a value score of 70/100 on MarketMVP. A value score above 60 suggests the stock appears reasonably priced relative to its fundamentals and sector peers. Valuation is always relative to growth rate and sector context.
What is MA's P/E ratio?
MA's P/E ratio is 33x. The S&P 500 average P/E ratio is approximately 22x — a P/E above this indicates a growth premium. MarketMVP's value score of 70/100 contextualises this P/E against revenue growth and sector peers.
What is MA's market cap?
Mastercard (MA) has a market capitalisation of approximately $460B. Market cap above $200B is considered large-cap — generally more stable with lower volatility. Market cap equals the current share price multiplied by the total number of shares outstanding.
How volatile is MA stock?
MA has a beta of 0.8, which MarketMVP calls the 'Injury Risk Rating'. Beta below 1.0 means the stock moves less than the market — relatively defensive in downturns. Stability score: 91/100.
What is MA's beta?
MA's beta is 0.8. Beta measures how much a stock moves relative to the overall market. A beta of 0.8 means that historically, for every 1% the market moves, MA tends to move approximately 0.8%. Lower beta indicates a more defensive investment that reacts less to market swings.
What is MA's dividend?
MA pays a dividend with an approximate yield of 0.7%. Dividend-paying stocks return a portion of profits to shareholders each quarter. The yield represents the annual dividend as a percentage of the stock price.
What is MA's revenue growth?
Mastercard reported revenue growth of +11% year-over-year. Double-digit revenue growth indicates a company taking market share or expanding its total addressable market.
What is MA's OVR rating on MarketMVP?
MA is rated 89/100 OVR on MarketMVP — placing it in S-Tier (Elite). The OVR score combines three dimensions: Momentum (62/100), Stability (91/100), and Value (70/100). Think of it like a FIFA or NBA 2K player rating — a 96 OVR is generational, 80-89 is strong, 65-79 is solid rotation, below 65 is speculative.
Which athlete is MA most like?
On MarketMVP, MA is compared to different athletes depending on your sport: NFL → Tom Brady, NBA → Tim Duncan, Soccer → Toni Kroos. The archetype is 'Steady Engine' — Mastercard (MA) rated 89/100 OVR on MarketMVP. Mastercard operates virtually the same business model
What percentage of a portfolio should be in MA?
Position sizing depends on conviction, risk tolerance, and portfolio construction philosophy. As a general framework: S-Tier stocks like MA might represent 5-8% of a balanced portfolio if held as a core anchor position. No position sizing recommendation is universal — it depends on your complete portfolio context.
Is MA a long-term investment?
Mastercard has a track record of consistent earnings and a wide competitive moat that has held up over multiple business cycles. Long-term holding suitability depends on whether you believe the competitive position will remain intact over your investment horizon.
What happens to MA stock in a recession?
In economic downturns, MA's performance would depend on its business characteristics. Stability score of 91/100 and beta of 0.8 suggests relatively defensive behaviour — revenue from Finance tends to hold up better than cyclical sectors.
How does MA compare to the S&P 500?
MA has a MarketMVP OVR of 89/100 which places it in S-Tier — the highest-rated category on the platform. Revenue growth of +11% compares to the S&P 500 average of approximately 7-10% annually. Beta of 0.8 compares to the S&P 500 beta of 1.0 — less volatile.
What is MA's price target?
MarketMVP does not publish specific price targets — we are an educational platform, not a financial advisory service. Price targets are published by institutional analysts at investment banks and appear on financial platforms like Bloomberg, Yahoo Finance, and MarketBeat. Our OVR system rates MA at 89/100 (S-Tier (Elite)) based on fundamental characteristics rather than price prediction.
What are analysts saying about MA?
MarketMVP provides an educational OVR rating of 89/100 for MA. For professional analyst ratings and price targets, consult platforms like Bloomberg, Yahoo Finance, Seeking Alpha, or your brokerage's research section. MarketMVP's role is to translate financial characteristics into sports-analogous metrics, not to provide investment advice.
What is MA's revenue?
Mastercard reported year-over-year revenue growth of +11%. Market capitalisation of $460B provides context for the revenue multiple. For specific revenue figures, quarterly earnings reports (10-Q filings) and annual reports (10-K filings) are publicly available on the SEC EDGAR database and the company's investor relations website.
Does MA pay a dividend?
MA pays a dividend. The approximate current yield is 0.7%. Dividend payments are typically made quarterly. The dividend yield represents annual payments as a percentage of the current stock price.

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Educational purposes only. MarketMVP OVR scores, tiers, and athlete comparisons are proprietary educational tools — not financial advice, investment ratings, or recommendations to buy or sell any security. Always conduct your own research. Full disclaimer