MA vs PYPL — Head-to-Head 2026

Mastercard vs PayPal: a complete comparison of OVR ratings, fundamentals, volatility, and characteristics.

MA is rated 89 OVR (S-Tier (Elite)) — Mastercard operates virtually the same business model as Visa. Slightly higher international exposur

PYPL is rated 77 OVR (B-Tier (Solid)) — PayPal has over 400 million active accounts and processes trillions in annual payment volume. New ma

HEAD-TO-HEAD COMPARISON

METRIC	MA (Mastercard)	PYPL (PayPal)
OVR Rating	89	77
Tier	S-Tier (Elite)	B-Tier (Solid)
Momentum	62/100	40/100
Stability	91/100	70/100
Value Score	70/100	65/100
Revenue Growth	+11%	-2%
P/E Ratio	33x	15x
Beta (Volatility)	0.8	1.2
Market Cap	$460B	$75B
Dividend Yield	0.7%	0%
S&P 500	Yes	Yes
NFL Comparison	Tom Brady	Alex Smith
Sector	Finance	Finance

ABOUT MA

Mastercard operates virtually the same business model as Visa. Slightly higher international exposure provides additional growth potential. Both are among the highest-quality businesses available to public market investors.

ABOUT PYPL

PayPal has over 400 million active accounts and processes trillions in annual payment volume. New management is cutting costs and refocusing on profitable payments. Trades at 15x P/E.

KEY DIFFERENCES

OVR: MA scores higher (89 vs 77)
Growth: MA grows faster (+11% vs -2%)
Volatility: PYPL is more volatile (beta 1.2 vs 0.8)
Valuation: MA has a higher value score (70/100 vs 65/100)
Income: MA pays a dividend (0.7%), PYPL does not.

FREQUENTLY ASKED QUESTIONS

Which is a stronger stock, MA or PYPL?

MarketMVP rates MA at 89 OVR (S-Tier (Elite)) and PYPL at 77 OVR (B-Tier (Solid)). MA is in a higher tier (S-Tier (Elite)) versus PYPL (B-Tier (Solid)).

Is MA more volatile than PYPL?

MA has a beta of 0.8 and PYPL has a beta of 1.2. PYPL is more volatile. A higher beta means larger price swings in both directions.

Which has higher revenue growth, MA or PYPL?

MA reported revenue growth of +11% versus PYPL at -2%. MA has the higher growth rate.

Which is cheaper by valuation, MA or PYPL?

By P/E ratio: MA at 33x versus PYPL at 15x. By MarketMVP value score: MA at 70/100 versus PYPL at 65/100. A higher value score indicates more attractive pricing relative to fundamentals.

Do MA or PYPL pay dividends?

MA dividend yield: 0.7%. PYPL dividend yield: none.

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VIEW INDIVIDUAL ANALYSES

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Educational purposes only. MarketMVP OVR scores, tiers, and athlete comparisons are proprietary educational tools — not financial advice, investment ratings, or recommendations to buy or sell any security. Always conduct your own research. Full disclaimer