SOFI vs HOOD — Head-to-Head 2026

SoFi Technologies vs Robinhood: a complete comparison of OVR ratings, fundamentals, volatility, and characteristics.

SOFI is rated 80 OVR (B-Tier (Solid)) — SoFi is a digital bank offering student loan refinancing, mortgages, personal loans, credit cards, a

HOOD is rated 84 OVR (B-Tier (Solid)) — Robinhood has reached consistent profitability with crypto trading, 24-hour markets, and options all

HEAD-TO-HEAD COMPARISON

METRIC	SOFI (SoFi Technologies)	HOOD (Robinhood)
OVR Rating	80	84
Tier	B-Tier (Solid)	B-Tier (Solid)
Momentum	82/100	85/100
Stability	35/100	30/100
Value Score	38/100	35/100
Revenue Growth	+30%	+58%
P/E Ratio	N/A	22x
Beta (Volatility)	2.2	2.4
Market Cap	$15B	$22B
Dividend Yield	0%	0%
S&P 500	No	No
NFL Comparison	Justin Fields	Jaylen Waddle
Sector	Finance	Finance

ABOUT SOFI

SoFi is a digital bank offering student loan refinancing, mortgages, personal loans, credit cards, and investing in a single application. Reached GAAP profitability and is growing deposits rapidly.

ABOUT HOOD

Robinhood has reached consistent profitability with crypto trading, 24-hour markets, and options all growing. Revenue grew 58% year-over-year. Trading at 22x P/E relative to that growth rate.

KEY DIFFERENCES

OVR: HOOD scores higher (84 vs 80)
Growth: HOOD grows faster (+58% vs +30%)
Volatility: HOOD is more volatile (beta 2.4 vs 2.2)
Valuation: SOFI has a higher value score (38/100 vs 35/100)
Income: Neither pays a dividend.

FREQUENTLY ASKED QUESTIONS

Which is a stronger stock, SOFI or HOOD?

MarketMVP rates SOFI at 80 OVR (B-Tier (Solid)) and HOOD at 84 OVR (B-Tier (Solid)). Both are in the same tier.

Is SOFI more volatile than HOOD?

SOFI has a beta of 2.2 and HOOD has a beta of 2.4. HOOD is more volatile. A higher beta means larger price swings in both directions.

Which has higher revenue growth, SOFI or HOOD?

SOFI reported revenue growth of +30% versus HOOD at +58%. HOOD has the higher growth rate.

Which is cheaper by valuation, SOFI or HOOD?

By P/E ratio: SOFI at N/A versus HOOD at 22x. By MarketMVP value score: SOFI at 38/100 versus HOOD at 35/100. A higher value score indicates more attractive pricing relative to fundamentals.

Do SOFI or HOOD pay dividends?

SOFI dividend yield: none. HOOD dividend yield: none.

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VIEW INDIVIDUAL ANALYSES

SOFI Full Analysis HOOD Full Analysis

Educational purposes only. MarketMVP OVR scores, tiers, and athlete comparisons are proprietary educational tools — not financial advice, investment ratings, or recommendations to buy or sell any security. Always conduct your own research. Full disclaimer