AAPL vs MSFT — Head-to-Head 2026

Apple vs Microsoft: a complete comparison of OVR ratings, fundamentals, volatility, and characteristics.

AAPL is rated 94 OVR (S-Tier (Elite)) — Apple generates over $100 billion annually from services (App Store, iCloud, Apple Pay) on top of iP

MSFT is rated 93 OVR (S-Tier (Elite)) — Microsoft Azure is the second-largest cloud platform globally. Copilot AI is embedded across Office

HEAD-TO-HEAD COMPARISON

METRIC	AAPL (Apple)	MSFT (Microsoft)
OVR Rating	94	93
Tier	S-Tier (Elite)	S-Tier (Elite)
Momentum	62/100	70/100
Stability	88/100	85/100
Value Score	55/100	52/100
Revenue Growth	+6%	+16%
P/E Ratio	29x	32x
Beta (Volatility)	0.83	0.9
Market Cap	$3.1T	$3.0T
Dividend Yield	0.5%	0.7%
S&P 500	Yes	Yes
NFL Comparison	Tom Brady	Joe Montana
Sector	Tech	Tech

ABOUT AAPL

Apple generates over $100 billion annually from services (App Store, iCloud, Apple Pay) on top of iPhone hardware. The ecosystem creates deep customer lock-in with very low churn rates.

ABOUT MSFT

Microsoft Azure is the second-largest cloud platform globally. Copilot AI is embedded across Office 365, used by over one billion people. Consistent 15%+ earnings growth over the past decade.

KEY DIFFERENCES

OVR: AAPL scores higher (94 vs 93)
Growth: MSFT grows faster (+16% vs +6%)
Volatility: MSFT is more volatile (beta 0.9 vs 0.83)
Valuation: AAPL has a higher value score (55/100 vs 52/100)
Income: Both pay dividends.

FREQUENTLY ASKED QUESTIONS

Which is a stronger stock, AAPL or MSFT?

MarketMVP rates AAPL at 94 OVR (S-Tier (Elite)) and MSFT at 93 OVR (S-Tier (Elite)). Both are in the same tier.

Is AAPL more volatile than MSFT?

AAPL has a beta of 0.83 and MSFT has a beta of 0.9. MSFT is more volatile. A higher beta means larger price swings in both directions.

Which has higher revenue growth, AAPL or MSFT?

AAPL reported revenue growth of +6% versus MSFT at +16%. MSFT has the higher growth rate.

Which is cheaper by valuation, AAPL or MSFT?

By P/E ratio: AAPL at 29x versus MSFT at 32x. By MarketMVP value score: AAPL at 55/100 versus MSFT at 52/100. A higher value score indicates more attractive pricing relative to fundamentals.

Do AAPL or MSFT pay dividends?

AAPL dividend yield: 0.5%. MSFT dividend yield: 0.7%.

Explore both on MarketMVP

Free platform · Sports-style player ratings for every stock

OPEN MARKETMVP FREE →

MORE COMPARISONS

AAPL vs MSFT AAPL vs GOOGL AAPL vs META MSFT vs GOOGL MSFT vs AMZN MSFT vs AAPL MSFT vs CRM

VIEW INDIVIDUAL ANALYSES

AAPL Full Analysis MSFT Full Analysis

Educational purposes only. MarketMVP OVR scores, tiers, and athlete comparisons are proprietary educational tools — not financial advice, investment ratings, or recommendations to buy or sell any security. Always conduct your own research. Full disclaimer