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📅 Updated March 2026·⏱ 7 min read·📊 MarketMVP OVR System
88
OVR
S-TIER Healthcare Defensive Wall

$UNH Stock Analysis 2026

UnitedHealth · $460B · S-Tier (Elite)

Quick summary: UnitedHealth (UNH) rated 88/100 OVR on MarketMVP. UnitedHealth is the largest US health insurer operating alongside Optum, a healthcare services business growing at doubl. Tier: S-Tier (Elite). Revenue: +9%. Beta: 0.6. MarketMVP OVR: 88/100 (S-Tier (Elite)). Momentum: 58/100. Stability: 88/100. Value: 68/100. Revenue growth: +9%. Beta: 0.6. S&P 500: Yes.

KEY METRICS

Market Cap$460B
Revenue Growth (YoY)+9%
P/E Ratio18x
Beta (Volatility vs Market)0.6x
Dividend Yield1.5%
S&P 500 MemberYes
MOMENTUM58/100
STABILITY88/100
VALUE68/100

ANALYSIS

UnitedHealth (UNH) rated 88/100 OVR on MarketMVP. UnitedHealth is the largest US health insurer operating alongside Optum, a healthcare services business growing at doubl. Tier: S-Tier (Elite). Revenue: +9%. Beta: 0.6.

Using the MarketMVP OVR system — which translates stocks into sports player ratings for intuitive comparison — UNH scores 88/100 OVR (S-Tier (Elite)). The three dimensions: Momentum (58/100) reflects recent price and fundamental trends. Stability (88/100) measures earnings consistency and volatility profile. Value (68/100) assesses price relative to fundamentals and sector peers.

ATHLETE COMPARISONS

UNH is compared to different athletes depending on which sport lens you use — but the archetype is consistent: Defensive Wall.

🏈 NFL
Nick Bosa
Defensive Wall
🏀 NBA
Rudy Gobert
Defensive Wall
⚽ SOCCER
Virgil van Dijk
Defensive Wall

STRENGTHS & RISKS

STRENGTHS
  • ✅ High stability (88/100) — consistent and predictable
  • ✅ Reasonable value (68/100) — not significantly overpriced
  • ✅ S-Tier rating — elite quality across all three dimensions
  • ✅ Defensive beta (0.6) — less volatile than the market
RISKS
  • Assess current market conditions carefully

COMPARISONS

See how UNH compares to its main competitors:

FREQUENTLY ASKED QUESTIONS — UNH

What does UnitedHealth (UNH) do?
UnitedHealth (UNH) rated 88/100 OVR on MarketMVP. UnitedHealth is the largest US health insurer operating alongside Optum, a healthcare services business growing at doubl. Tier: S-Tier (Elite). Revenue: +9%. Beta: 0.6.
What sector is UNH in?
UNH is classified in the Healthcare sector on MarketMVP. Healthcare companies develop pharmaceuticals, medical devices, and health services.
Is UNH in the S&P 500?
UNH (UnitedHealth) is a component of the S&P 500 index. The S&P 500 includes the 500 largest US-listed companies by market capitalisation. Inclusion generally indicates a company has met size, liquidity, and profitability criteria.
Who are UNH's main competitors?
UnitedHealth's main competitors include CVS, CI, HUM, ANTM. In the Healthcare sector, competition is assessed on market share, technology differentiation, pricing power, and customer retention rates.
Is UNH overvalued?
UNH has a P/E ratio of 18x and a value score of 68/100 on MarketMVP. A value score above 60 suggests the stock appears reasonably priced relative to its fundamentals and sector peers. Valuation is always relative to growth rate and sector context.
What is UNH's P/E ratio?
UNH's P/E ratio is 18x. Trading below the S&P 500 average P/E of approximately 22x suggests relative value. MarketMVP's value score of 68/100 contextualises this P/E against revenue growth and sector peers.
What is UNH's market cap?
UnitedHealth (UNH) has a market capitalisation of approximately $460B. Market cap above $200B is considered large-cap — generally more stable with lower volatility. Market cap equals the current share price multiplied by the total number of shares outstanding.
How volatile is UNH stock?
UNH has a beta of 0.6, which MarketMVP calls the 'Injury Risk Rating'. Beta below 1.0 means the stock moves less than the market — relatively defensive in downturns. Stability score: 88/100.
What is UNH's beta?
UNH's beta is 0.6. Beta measures how much a stock moves relative to the overall market. A beta of 0.6 means that historically, for every 1% the market moves, UNH tends to move approximately 0.6%. Lower beta indicates a more defensive investment that reacts less to market swings.
What is UNH's dividend?
UNH pays a dividend with an approximate yield of 1.5%. Dividend-paying stocks return a portion of profits to shareholders each quarter. The yield represents the annual dividend as a percentage of the stock price.
What is UNH's revenue growth?
UnitedHealth reported revenue growth of +9% year-over-year. Single-digit revenue growth is typical for large, mature businesses — steady rather than spectacular.
What is UNH's OVR rating on MarketMVP?
UNH is rated 88/100 OVR on MarketMVP — placing it in S-Tier (Elite). The OVR score combines three dimensions: Momentum (58/100), Stability (88/100), and Value (68/100). Think of it like a FIFA or NBA 2K player rating — a 96 OVR is generational, 80-89 is strong, 65-79 is solid rotation, below 65 is speculative.
Which athlete is UNH most like?
On MarketMVP, UNH is compared to different athletes depending on your sport: NFL → Nick Bosa, NBA → Rudy Gobert, Soccer → Virgil van Dijk. The archetype is 'Defensive Wall' — UnitedHealth (UNH) rated 88/100 OVR on MarketMVP. UnitedHealth is the largest US health insurer oper
What percentage of a portfolio should be in UNH?
Position sizing depends on conviction, risk tolerance, and portfolio construction philosophy. As a general framework: S-Tier stocks like UNH might represent 5-8% of a balanced portfolio if held as a core anchor position. No position sizing recommendation is universal — it depends on your complete portfolio context.
Is UNH a long-term investment?
UnitedHealth has a track record of consistent earnings and a wide competitive moat that has held up over multiple business cycles. Long-term holding suitability depends on whether you believe the competitive position will remain intact over your investment horizon.
What happens to UNH stock in a recession?
In economic downturns, UNH's performance would depend on its business characteristics. Stability score of 88/100 and beta of 0.6 suggests relatively defensive behaviour — revenue from Healthcare tends to hold up better than cyclical sectors.
How does UNH compare to the S&P 500?
UNH has a MarketMVP OVR of 88/100 which places it in S-Tier — the highest-rated category on the platform. Revenue growth of +9% compares to the S&P 500 average of approximately 7-10% annually. Beta of 0.6 compares to the S&P 500 beta of 1.0 — less volatile.
What is UNH's price target?
MarketMVP does not publish specific price targets — we are an educational platform, not a financial advisory service. Price targets are published by institutional analysts at investment banks and appear on financial platforms like Bloomberg, Yahoo Finance, and MarketBeat. Our OVR system rates UNH at 88/100 (S-Tier (Elite)) based on fundamental characteristics rather than price prediction.
What are analysts saying about UNH?
MarketMVP provides an educational OVR rating of 88/100 for UNH. For professional analyst ratings and price targets, consult platforms like Bloomberg, Yahoo Finance, Seeking Alpha, or your brokerage's research section. MarketMVP's role is to translate financial characteristics into sports-analogous metrics, not to provide investment advice.
What is UNH's revenue?
UnitedHealth reported year-over-year revenue growth of +9%. Market capitalisation of $460B provides context for the revenue multiple. For specific revenue figures, quarterly earnings reports (10-Q filings) and annual reports (10-K filings) are publicly available on the SEC EDGAR database and the company's investor relations website.
Does UNH pay a dividend?
UNH pays a dividend. The approximate current yield is 1.5%. Dividend payments are typically made quarterly. The dividend yield represents annual payments as a percentage of the current stock price.

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Educational purposes only. MarketMVP OVR scores, tiers, and athlete comparisons are proprietary educational tools — not financial advice, investment ratings, or recommendations to buy or sell any security. Always conduct your own research. Full disclaimer